In your opinion, what impacts will the massive construction of large malls have on the local Balinese community? Post your comments here or propose a question.

Human Development Index, Liquidity Risk, Credit Risk and Financial Performance of Rural Credit Institutions in Bali

20220716T053227475Z760304.png
Title of article (Indonesian)
Indeks Pembangunan Manusia, Risiko Likuiditas, Risiko Kredit, dan Performa Keuangan Lembaga Perkreditan Desa di Bali
Title of article (Balinese)
Indeks Pembangunan Manusia, risiko likuiditas,risiko kredit lan performa keuangan Lembaga Perkreditan Desa ring Bali.
Original title language
English
Title (other local language)
Author(s)
  • Biography of Ketut Muliartha
  • RM Ketut Muliartha
  • RM
Subjects
  • Human Development Index
  • liquidity risk
  • asset risk
  • financial performance
Title of Journal
Jurnal Ilmiah Akuntasi dan Bisnis
Volume and Issue number
15, 2
Date of Publication
Page Numbers
252-267
Link to whole article
https://ojs.unud.ac.id/index.php/jiab/article/view/61144/35693
Related Places
Related Holidays
    Related Books
      Related Lontar


        Add your comment
        BASAbaliWiki welcomes all comments. If you do not want to be anonymous, register or log in. It is free.

        Abstract


        In English

        The research aims to analyse the strategic role of rural credit institutions

        (LPD) in realizing the independence of society. Research using human development index variables, the ratio of loan to deposit, the ratio of quality of earning assets to see the impact on the financial performance of LPD as measured by return on Asset. The research sample is 305 units

        of LPD financial performance. The results of the study showed asset value, positive impact on the LPD's instability. The risk of credit and liquidity risk negatively impacts the LPD's instability. The higher the Human Development Index, the development of LPD is increasingly positive seen from the total value of managed assets.

        In Balinese

        Panyuratan puniki matetujon mitatasin pikenoh utama Lembaga Perkreditan Desa LPD ritepengan angulati kerajegan prajanane. Panyuratan ngawigunayang variabel Indeks Pembangunan Manusia, rasio utang mantuka ring simpenan, rasio kualitas aktiva produktif kawigunayang mitelengin sapunapi puarannyane mantuka ring kinerja keuangan LPD sane kaukur riantuk return on asset. Sampel panyuratan menakadi mawilang 305 Unit Kinerja Keuangann LPD. Pikolihan panyuratan mitegesang inggihan nilai aset mapuara becik mantuka ring instabilitas LPD. Risiko kredit lan risiko likuiditas mapuara kirang becik mantuka ring instabilitas LPD. Sayan tegeh tincap Indeks Pembangunan Manusia inggihan kawentenan LPD sayan mawiguna katulengin saking makasamian pangarga aset sane kaparidabdab.

        In Indonesian

        Penelitian bertujuan untuk menganalisis peran strategis lembaga perkreditan desa (LPD) dalam mewujudkan kemandirian masyarakat. Penelitian menggunakan variabel indeks pembangunan manusia, rasio pinjaman terhadap simpanan, rasio kualitas aktiva produktif untuk melihat pengaruhnya terhadap kinerja keuangan LPD yang diukur dengan return on Asset. Sampel penelitian adalah 305 unit kinerja keuangan LPD. Hasil penelitian menunjukkan nilai aset berdampak positif terhadap instabilitas LPD. Risiko kredit dan risiko likuiditas berdampak negatif terhadap instabilitas LPD. Semakin tinggi Indeks Pembangunan Manusia maka perkembangan LPD semakin positif dilihat dari total nilai aset yang dikelola.